New York State Private Investigator Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Prepare for the New York State Private Investigator Exam with comprehensive study resources featuring quizzes and informative content tailored to the exam syllabus. Enhance your knowledge and boost your confidence before the test!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What is garnishment in a legal context?

A method for securing property during a trial
The commitment of a person to jail
The attachment of a debtor's salary to satisfy a judgment
A formal letter requesting payment for damages

The correct answer is: The attachment of a debtor's salary to satisfy a judgment

Garnishment in a legal context refers to the process where a creditor can obtain a portion of a debtor's wages or bank account directly from their employer or bank in order to satisfy a judgment or debt owed. This method allows creditors to collect money owed without having to go through a lengthy legal process to compel payment. It typically occurs after a court has rendered a judgment against the debtor, establishing the creditor's right to collect payment. In this context, the other choices do not accurately define garnishment. Securing property during a trial is more related to attachment or seizure of assets, while a commitment to jail pertains to criminal law and the enforcement of criminal penalties. Additionally, a formal letter requesting payment for damages indicates a demand for payment but does not involve the legal mechanism of garnishment, which is a direct deduction from pay or bank accounts. Thus, the definition provided in the correct answer aligns precisely with how garnishment functions legally.